Travel insurance, rebuilt from zero

Your trip is watched.
Your claims are instant.

AI agents that monitor every mile of your journey, resolve disruptions before you notice them, and settle claims in seconds instead of weeks.

5-30d
Average claim time today
<60s
Covara claim resolution
24/7
Autonomous trip monitoring
$22B
Market ready for disruption

Insurance was built for paper.
We built it for agents.

Every part of the experience, reimagined with AI that acts autonomously.

Traditional Insurance
Claims take weeks

Fill out forms, upload receipts, wait for manual review. Call to follow up. Wait more.

Reactive support

Something goes wrong, you call a 1-800 number. Hold for 45 minutes. Explain your situation three times.

Static coverage

Same package for everyone. A weekend getaway and a three-week backpacking trip get the same plan.

You handle disruptions

Flight cancelled? Good luck rebooking. Here's a PDF of your policy terms.

Covara
Claims in under 60 seconds

AI reviews your claim against flight data, weather records, and policy terms. Payout initiated instantly.

Proactive protection

AI agents monitor your flight, destination weather, and local conditions. Alerts before problems hit.

Dynamic, personal coverage

Your plan adapts to your actual trip: destination risk, duration, activities, real-time conditions.

Autonomous rebooking

Disruption detected. Alternative flights found. New hotel booked. You get a notification: "Handled."

Real-Time Flight Watch

AI tracks every leg of your itinerary. Delays, cancellations, gate changes detected and acted on before airline apps even update.

Instant Claim Engine

No forms. No phone calls. AI cross-references your disruption against policy terms and initiates payout automatically.

Destination Intelligence

Weather patterns, political stability, health advisories, local events. Your coverage adjusts to what's actually happening on the ground.

Smart Rebooking

When things go sideways, Covara finds alternatives, books them, and handles the logistics. You just approve.

Adaptive Pricing

Coverage priced on actual risk, not actuarial averages from 2019. Real-time data means fairer premiums for every traveler.

Zero Hold Times

AI concierge available 24/7 in any language. Resolves 90% of issues without human handoff. The other 10% get escalated instantly.

Travel insurance hasn't changed in 30 years. It's time.

Covara is building the insurance company that should have existed the moment AI became real. Protection that watches, thinks, and acts.